Payment Options
We know that unexpected veterinary expenses can be stressful. We offer several payment options including All Pet Card, Care Credit, Scratch Pay and VetBilling. We also accept cash, personal checks, credit cards (Visa/Mastercard, Debit cards, Discover Card and American Express) and direct payment from pet insurance companies.
Here is some information about all the options:
- All Pet Card: The All Pet Card is a credit card that can be used only at participating veterinary hospitals. We accept 6- or 12-month terms without interest. There are also options to pay a set amount each month for 24 months or 36 months. The monthly payment options are not interest free, but the interest rate is less than if you choose the no interest option and are unable to pay it off in the 6- or 12- month term. All Pet Card is provided by Comenity Bank. Visit allpet.com for more information. You can submit your information online and pre-qualify for an account. If approved, you can use your account right away for payment of services.
- Care Credit: Care Credit is a credit card that can be used in other locations including dentists, doctors and veterinary care facilities. We offer 6- or 12-months terms without interest. There are also options to pay a set amount each month for 24 months or 36 months. The monthly payment options are not interest free, but the interest rate is less than if you choose the no interest option and are unable to pay it off in the 6- or 12- month term. Care Credit is provided by Synchrony Bank. Visit carecredit.com for more information. You can submit your information online and pre-qualify for an account. If approved, you can use your account right away for payment of services. If you already have an existing account but the limit will not cover the total amount, we can submit a credit limit increase on your behalf if requested.
- Scratch Pay: Scratch Pay is a company that will pay on your behalf, and you pay Scratch Pay back. Scratch Pay is a one-time payment, without establishing an on-going credit account. Scratch Pay may approve you with lower credit scores than required for a revolving credit card account. Think of Scratch Pay as borrowing from a friend or relative and paying them back over time. Visit scratchpay.com for more information.
- VetBilling: VetBilling is a third-party billing company that will manage accounts so that you can make monthly payments. We require that the examination is paid for plus a 30% down payment. You can pay off the balance in up to 9 monthly payments. The fees for utilizing VetBilling include a $25.00 payment arrangement set up fee and a $3.00 per payment processing fee. Visit vetbilling.com for more information.